1. Agreement to Terms

By accessing or using PayeCalcNZ.com (“the Website”), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our Website.

2. Service Description

PayeCalcNZ.com provides a free online PAYE (Pay As You Earn) calculator tool designed to help users estimate their tax obligations and take-home pay based on current New Zealand tax rates and thresholds.

Important Notice: This service is provided for informational and educational purposes only. It does not constitute professional tax advice. We are not affiliated with the Inland Revenue Department (IRD) or any government agency.

3. Disclaimer and Limitations

The calculations provided by our Website are estimates based on current New Zealand tax legislation for the tax year (1 April to 31 March). While we strive to maintain accuracy:

  • We do not guarantee the accuracy, completeness, or reliability of any calculations
  • Tax rates and thresholds may change without notice
  • Individual circumstances may affect actual tax obligations
  • Users should consult qualified tax professionals or IRD directly for official advice

The calculator provides general estimates and may not account for all individual circumstances, including but not limited to student loan repayments, KiwiSaver contributions, tax credits, or other deductions.

4. User Responsibilities

By using our Website, you agree to:

  • Provide accurate information when using the calculator
  • Use the service in compliance with all applicable New Zealand laws
  • Verify all calculations with official sources before making financial decisions
  • Not use the Website for any unlawful or unauthorised purpose

5. Limitation of Liability

To the fullest extent permitted by New Zealand law, PayeCalcNZ.com and its owners shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

  • Your use of or inability to use the Website
  • Any errors or omissions in calculations
  • Decisions made based on information provided by the Website
  • Any interruption or cessation of the service

6. Privacy

Your use of our Website is also governed by our Privacy Policy. The calculator does not store or retain any personal financial information you enter.

7. Intellectual Property

All content, features, and functionality of the Website are owned by PayeCalcNZ.com and are protected by New Zealand and international copyright laws.

8. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the Website after changes constitutes acceptance of the modified terms.

9. Governing Law

These Terms and Conditions are governed by the laws of New Zealand. Any disputes shall be subject to the exclusive jurisdiction of New Zealand courts.

10. Contact Information

For questions about these Terms and Conditions, please contact us through the contact form on our Website.